Fred K. Fern

Frankfort - Fred K. Fern, 86, of Frankfort, Kentucky, passed away on Wednesday morning March 13, 2025, surrounded by the prayers and love of his family. Fred was born in Cowan, KY on August 24, 1938, to Herbert Foster Fern and Mayme Boone Fern. Fred is survived by his loving wife, Betty of almost 61 years, his children: Lisa Reutener (John), Michael S Fern (Kimberly) and Gretchen Watson (Jason), Grandchildren: Alec, Caleb, Jonah, Josiah, Leeland, Annalise and Christiana. Also survived by twin Brothers, Ronnie Fern (Wanda) and Tommie Fern, Sr. (Lena Rae); Niece, Lynn, who spent time in their home and became like another daughter, her children Kaitlyn, Danielle and Colton Lane; also, many other beloved nieces and nephews. Fred graduated with a Bachelor of Science Degree from Morehead State University. He taught school at Ewing Elementary, then later began a career in State government. He started in Disability Determinations, then became a Hearing Officer for Unemployment Insurance and finally served as a Branch Manager for Kentucky Disability Determinations. He retired from state government in 1989, to devote full time to real estate investment through Fern Realty and Properties, the business developed and co-owned with his wife, where he remained active until his death. Fred enjoyed his work, built several homes in Westwood Park, acquired and renovated houses around Central Kentucky and Port Charlotte, Florida. Fred was known for his infectious laugh and his zest for life. He never met a stranger and had many friends. He was an incredibly generous man, helping others when in need. Fred loved having people to their home for gatherings for any occasion, especially hosting the annual Family Thanksgiving dinner for 40 plus years. He spent many enjoyable winters at their home in Port Charlotte Florida, hosting Kentucky Derby Parties for treasured friends, singing karaoke at Punta Gorda Elks Club and chasing the sunset with Betty to many nearby beaches. Fred loved his family and adored his seven grandchildren and great nieces and nephews. He looked forward to their visits, often encouraging them, challenging them and giving helpful advice. Fred enjoyed restoring old houses, horse races, water skiing, traveling and Karaoke. The Fern Karaoke Basement will be remembered by many! Fred lived with a sense of adventure. He attended Bellepoint Baptist, Forks of Elkhorn Baptist Church in Frankfort, First Alliance Church in Port Charlotte, Florida, and was a member of Immanuel Baptist, where his children grew up. A celebration of his life will be held on Wednesday, March 19, at 2:00 p.m. at Harrod Brothers Funeral Home with Rev. Todd Lester officiating. Graveside meditation and interment will be held at Frankfort Cemetery following the service. Visitation will be held Tuesday, March 18 from 5:00 p.m. until 7:00 p.m. at Harrod Brothers Funeral Home. Arrangements are under the direction of Harrod Brothers Funeral Home & Crematory.

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Fred K. Fern

August 24, 1938 - March 13, 2025